Building up and maintaining capital for the future is surely something we all want to achieve in life.
How easily we can build that capital may well depend upon our family circumstances or our choice of career or simply how disciplined we are about saving for tomorrow.
Growing and maintaining our wealth is then down to how well we manage our investments and how often we review our circumstances. It is vital that we understand the balance between risk and reward whilst keeping a keen eye on insuring against unforeseen circumstances such as premature death or illness that will have an effect on our family finances.
My aim is to educate my clients about financial planning and help them to design a plan to achieve their goals that suits their appetite for risk whilst taking advantage of tax breaks available to them.
I am a specialist in retirement planning. I help clients to understand the importance of planning well ahead of retirement or if they are nearing retirement, I help them to understand their options and how to get the most from their pension pots - this is probably one of the most important decisions in their life.
I pride myself in maintaining long-term relationships with clients and I believe that successful financial planning is about finding a trusted adviser to whom you go to for all things financial throughout your life and career.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.